2026 MBAC MEMBERSHIP
Why Join MBAC?
Becoming a member of the Mortgage Bankers Association of the Carolinas (MBAC) connects you with a powerful network of professionals across North and South Carolina’s mortgage industry. Membership provides access to valuable industry insights, professional development, advocacy, and networking opportunities — all designed to help you grow and succeed in today’s ever-changing market.
Who We Are
Founded in 1955, MBAC represents a diverse group of companies and individuals involved in mortgage lending. Our members include:
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Residential and commercial mortgage bankers
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Mortgage brokers and wholesale lenders
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Banks, credit unions, and savings & loan associations
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Government agencies and nonprofit organizations
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Vendors and service providers to the mortgage industry
Whether you're part of a large institution, a small brokerage, or a nonprofit, there's a place for you at MBAC.
Membership Options
We offer a variety of membership types to fit your business structure:
Membership Type
Individual Membership
Non-Profit Membership
Broker Membership (2 or fewer employees)
Broker/Owner Membership (3+ employees)
Associate Membership (vendors & affiliates)
Regular Membership (15 or fewer employees)
Regular Membership (16+ employees)
Annual Dues
$350.00
$395.00
$450.00
$450.00
$850.00
$850.00
$850.00
Membership Levels
Individual - $350.00
Subscription period: 1 year, on: November 1st
No automatically recurring payments
A person should apply for Individual membership if he/she is an employee or principal of a firm that would otherwise qualify for regular, associate or affiliate membership, but does not choose to do so. Individual membership is non-voting.
Non Profit - $395.00
Bundle (unlimited)
Subscription period: 1 year, on: November 1st
No automatically recurring payments
Your agency should apply for Non-Profit Agency Associate Membership if it is a governmental agency, (state, county, city or local) that regularly and by established policy is involved in any aspect of the mortgage lending process or does work with mortgage financing issues.
Broker =/< 3 employess - $450.00
Bundle (up to 3 members)
Subscription period: 1 year, on: November 1st
No automatically recurring payments
Broker/Owner + 3 Employees - $450.00
Bundle (up to 4 members)
Subscription period: 1 year, on: November 1st
No automatically recurring payments
Associate - $850.00
Bundle (up to 10 members)
Subscription period: 1 year, on: November 1st
No automatically recurring payments
An Associate Member is an entity or individual whose primary business is to provide products, goods and/or services to those entities, branches or individuals who qualify as Regular Members. This class of membership shall be further divided into the following categories:
Associate/Corporate Member/Individual - This category includes corporate entities such as mortgage insurance companies, property/casualty insurance companies, credit life insurance companies, title insurance companies, law firms, credit reporting agencies, accounting firms, software vendors, real estate appraisers, surveyors, personnel placement firms, and the link.
Regular 15 & under - $850.00
Bundle (up to 15 members)
Subscription period: 1 year, on: November 1st
No automatically recurring payments
Your firm should apply for Regular membership if it is a business organization or financial institution that (1) originates mortgage loans or other forms of real estate finance for sale to others, (2) services mortgage loans or other forms of real estate finance for others or (3) originates or invests in mortgage loans or other types of real estate finance for its own investment portfolio. Calculations are included for 15 or less membership.
Depository institutions such as commercial banks, savings and loan associations and savings banks are eligible for Regular memberships.
Regular 16 & Over - $850.00
Bundle (unlimited)
Subscription period: 1 year, on: November 1st
No automatically recurring payments
Your firm should apply for Regular membership if it is a business organization or financial institution that (1) originates mortgage loans or other forms of real estate finance for sale to others, (2) services mortgage loans or other forms of real estate finance for others or (3) originates or invests in mortgage loans or other types of real estate finance for its own investment portfolio. Calculations are included for 16+ membership.
Depository institutions such as commercial banks, savings and loan associations and savings banks are eligible for Regular memberships.