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ABOUT MBAC

BOARD OF DIRECTORS

MEET OUR 2025-2026 BOARD MEMBERS

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PRESIDENT

Bruce Buckless

Acopia Home Loans
bbuckless@acopiahomeloans.com

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SECRETARY

Gina Andrews

Secure Choice Mortgage
gina.andrews@mottomortgage.com

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EXECUTIVE DIRECTOR

Simin Bhagat

Confluent Strategies
mbac@mbac.org
Office: (901) 321-6742

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PRESIDENT ELECT

Dawn Hooper

Lenders One
dawn.hooper@lendersone.com

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TREASURER

Brandon Moye

Ameris Bank Mortgage Services
brandon.moye@amerisbank.com

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EXECUTIVE DIRECTOR

Caitlin Guerra

Confluent Strategies
mbac@mbac.org
Office: (901) 321-6742

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VICE PRESIDENT

Amber Hoots

Essent Guaranty
amber.hoots@essent.us

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PAST PRESIDENT

Angela Fulton

C&F Mortgage Corporation

afulton@cfmortgagecorp.com

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EXECUTIVE DIRECTOR

Julie Osborn

Confluent Strategies
mbac@mbac.org
Office: (901) 321-6742

MBAC NC DIRECTORS

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2025-2028

Stephen Chilton

Atlantic Coast Mortgage
schilton@acmllc.com

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2024-2027

Clint Cowell

Uwharrie Bank
CCowell@uwharrie.com

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2023-2026

David Millsaps

Movement Mortgage
David.Millsaps@movement.com

MBAC SC DIRECTORS

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2024-2027

Ed Brown

Capital City Home Loans
ebrown@cchl.com

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2023-2026

Ric Spiehs

Coastal States Mortgage
rspiechs@coastalstatesbank.com

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2025-2028

Shelly Wetherell

BLMC A Mortgage Company
shelly@myblmc.com

MBAC PRESIDENT'S COUNCIL

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2023-2025

Kip Byrne

ArchMI

kbyrne@archmi.com

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2024-2026

George Camisa

Xactus
George.Camisa@xactus.com

Let's Connect

Mortgage Bankers Association of the Carolinas, Inc.
1661 Aaron Brenner Drive, Suite 201, Memphis, TN 38120
mbac@mbac.org | (901) 321-6742

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© 2025 Mortgage Bankers Association of the Carolinas, Inc. All rights reserved. 

Managed by Confluent Strategies, Association & Event Management.

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