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This section is used to post resumes of MBAC members in good standing.  For information on posting a resume, please contact Rhonda Marcum.


Julee Ashburn

106 Benwell Court

Cary, North Carolina 27519

(919) 931-1533


Performance driven mortgage professional with ability to analyze and manage all operational aspects of the mortgage industry.  Proficient in managing underwriting, closing, and post-closing.  Exceptional problem solver.  Extremely proficient with agency and investor guidelines.  Proven ability to work efficiently with both sales and operation team members.


Prime Mortgage Lending, Apex, NC:  2014-2016

Operations Manager

Managed all aspects of underwriting, closing, and post-closing.  Created policies and procedures pertinent to industry changes.  Implemented internal overlays to mitigate risk.  Made difficult underwriting decisions and communicated with investors regarding scenarios.  Reviewed appraisals and authorized field reviews and AVM's to ensure values were supported.  Worked with sales team to ensure that closing dates were met.  Managed the distribution of all changes in guidelines with the underwriting team.

Transitioned to Encompass Banker and was part of the implementation team.  Revised closing policies and procedures to prepare for TRID regulations. 

Alcova Mortgage, Roanoke, VA:  2013-2014

Senior Underwriting Manager

Managed a team of underwriters underwriting to all agencies and multiple investors.  Worked side by side with the sales team to insure excellent customer service as well as loan salability.  Provided support for underwriters for appraisal and income analysis.

Grid Financial Services, Raleigh, NC  2010-2013

AVP of Loan Origination Services


Worked with banks and lenders across the country providing operational fulfillment services.  Actively involved in business development.  Managed teams of processors, underwriters, and closers for multiple clients using different loan operation systems and investors.






Gateway Bank Mortgage, Raleigh, NC  2008-2010


Vice President, Senior Credit Analyst


Responsible for managing a team of underwriters. Monitoring loans are underwritten to investor guidelines and meet marketability standards.  Provide direction and advice for difficult loan scenarios, including analysis of all credit documentation and appraisals.  Provided senior management with a quality control report from previous month after review.  Managed construction lending. Underwriting authority up to $2,000,000.00.



Self Help Ventures Fund, Durham NC:  2007-2008


Quality Control Manager


Performed quality control audits on affordable housing loans, finding over $6mm in total loan amounts that needed to be repurchased. Redesigned database to facilitate QC reporting.  Assisted in the development and implementation of new credit policies dictated by current economic downturns.


Suntrust Mortgage, Durham, NC:  2005-2007


Mortgage Loan Consultant


Underwrote, processed and closed up to $10mm per month in residential and construction

Loans.  Underwriting authority up to $2,000,000.00


CCB, Cary, NC:  2001-2005




GE Capital Mortgage, Raleigh, NC:  1999-2001


Independent Contractor


GE Capital Mortgage, Raleigh, NC:  1991-1998


Mortgage Production Manager


Resolution Trust Corporation, Colorado Springs, CO:  1989-1991


Asset Manager


Otero Savings and Loan, Colorado Springs, CO:  1984-1989


Quality Control Manager




University of Colorado, Boulder, CO:  1981


Bachelor of Science in Business Administration



Designated Underwriter: E624

Staff Appraisal Reviewer